Privacy Policy

NOTICE: PRIVACY POLICY UPDATED, EFFECTIVE January 1, 2019

Our Commitment to Privacy

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

The Information We Collect

This notice applies to all information collected or submitted on the Discover Advance Market website. We collect information you provide on our websites such as your name, street address, e-mail address, telephone number (home, work and mobile), date of birth, Social Security Number, financial account information, income information, employment information and other personal, financial, or demographic information. For purposes of this Privacy Statement, social security number and financial account information shall be considered Sensitive Information.

The Way We Use Information

Please be advised that Discover Advance Market does not itself provide Loan Products, Services, Brokering or Customer Service related to any application submitted by you, or any other related products and/or services. The ultimate terms and conditions of any Loan Products and Information provided by any Loan Providers will be determined by those Loan Providers.

Please note: by submitting your personal information, your information is being provided by you freely. You further agree to receive marketing offers from us or third-party marketers, that we or they may believe may be of interest to you, and you expressly consent and agree to be contacted through but not limited to the following methods: (a) direct mail marketing; (b) e-mail marketing; (c) telemarketing calls (where permitted by applicable law); (d) SMS text-based messages (where permitted by applicable law); and (e) any other manner contemplated herein. By using this Website, you agree that you may be contacted in any manner contemplated in this section, even if your number is found on a do-not-call registry or similar registry.

If you have questions or concerns regarding this statement, you should first contact support@discoveradvancemarket.com If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact our U.S.-based third party dispute resolution provider (free of charge) at https://feedback-form.truste.com/watchdog/request. Discover Advance Market is committed to protecting your privacy when you visit our web site. You can access discoveradvancemarket.com and browse our site without disclosing any of your personal information.

We may also use your personal, demographic and profile data to improve our Website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online.

If you choose to provide personal information, it will be used for and/or shared with trusted third parties such as Affiliated Loan Providers and/or other financial service providers, credit bureaus, and for marketing products and services that you might find of interest. We reserve the right to share, rent, sell or otherwise disclose your information with/to third parties in accordance with applicable laws. These third party businesses may include, but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; and telemarketers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans placed online. By using this Website, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users' personal information as needed to perform their functions for Discover Advance Market.

By agreeing to this Privacy Policy or by using this Website, you authorize us to use your information to obtain other information about you from third-parties, such as your Social Security Number, where such information was incompletely or improperly filled out on our registration form. Such third-parties include, but are not limited to, consumer reporting agencies, consumer credit bureaus and other outside parties as permitted or required by applicable laws. Any and all information that we collect from you as part of your loan application, and from such third-parties, may be used to determine your eligibility for a loan. If you choose to provide information, such as your Social Security Number, we may use that information to determine your financial status. If you do not provide such information, we may also use other information that you provided for the purpose of verifying your eligibility for a loan or for any other programs, offer or services. Upon qualification, your ultimate loan-specific financial information will be stored and utilized by your applicable lender pursuant to the terms of that lender's Privacy Policy.

You agree that by submitting your information at the Website, you agree to receive mobile marketing including, but not limited to, text-message based marketing, from us and our third party advertisers and marketers. Notwithstanding that your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right to contact you via text-message based marketing. In addition, by registering and/or using the Website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR 310 et seq.), as amended from time to time (the "Rule"). Notwithstanding that your telephone number may be listed at the Federal Trade Commission's Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule.

Automatically Collected Information

We may also use your IP addresses to compile and provide aggregate statistics about our visitors, traffic patterns, and administer and improve the site. This statistical information may also be related to third parties, track user's movement, and gather demographic and profile information for aggregate use. We may also use third-party analytics services to record information, including without limitation, mouse clicks, mouse movements, and scrolling activity as well as text you type in the Web site, which may be used by us or third-parties to understand how users interact with the site.

Access to Personal Information

Upon request Discover Advance Market will provide you with information about whether we hold any of your personal information. If your personal information changes, or if you no longer desire our service, you may correct, update, delete your information by emailing our Customer Support at support@discoveradvancemarket.com, or by contacting us by postal mail at the contact information listed below. We will respond to your request within a reasonable timeframe.

Discover Advance Market
Mailing Address:
100 Northcliff Dr. Suite 245
Gulf Breeze, FL 32561

Email Compaigns

We use your e-mail address to: Send you newsletters, and other customer related material.

Discover Advance Market has a zero tolerance policy for e-mail abuse. If you receive unsolicited e-mails from discoveradvancemarket.com please report it to us at support@discoveradvancemarket.com.`

We will never ask you to provide non-public or sensitive information in an e-mail. DO NOT RESPOND to an e-mail that appears to be from us requesting non-public or sensitive information the e-mail. Contact us immediately by e-mail at support@discoveradvancemarket.com. We do not store e-mail addresses from correspondence sent to us. If you contact us by e-mail we will respond by email. Discover Advance Market will not use or store your email address in our database from such correspondence.

Our Commitment to Data Security

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

The security of your personal information is important to us. No sensitive information (such as credit card number) is ever collected from our site. Discover Advance Market has obtained a VeriSign SSL certification. VeriSign is the leading-edge trust service that is a fast, convenient way to identify and confirm a web site's legitimacy. Users see confirmed identity of business with one click. Site owners and visitors are protected from spoofed (copied) sites that can harm the rightful owner.

The security of your personal information is important to us. When you enter your name and email address in our newsletter subscription and contact us forms order forms, we encrypt that information using secure socket layer technology (SSL).

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about security on our Web site, you can email us at: support@discoveradvancemarket.com.

Data Retention

We will retain your information for as long as your account is active or as needed to provide you services. Please contact us if you wish to cancel your account or request that we no longer use your information to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Social Media Widgets

Our Web site includes Social Media Features, such as the Facebook Like button and Widgets, the Share this button or interactive mini-programs that run on our site. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it.

Our Commitment to Children's Privacy

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 18, and no part of our website is structured to attract anyone under 18.

Your Opt-Out Rights

You may opt-out of receiving communications from us and or our third-party partners by not submitting your information. During registration and/or when you submit personally identifiable information to us at the Website, you have opted-in to request that we share your personal information with third parties to receive marketing communications. When contacted by any of these companies or third parties, you should notify them directly of your choices regarding their use and sharing of your information. As noted, we use personal information to provide promotional offers by e-mail to our Website users. We may maintain separate e-mail lists for different purposes. If e-mail recipients wish to end their e-mail subscription from a particular list, they need to follow the instructions at the end of each e-mail message to unsubscribe from the particular list. To opt-out from receiving any additional email communications regarding the Website, please send your request by clicking here

In addition, please note that if you subsequently sign up at one of our other websites for other product or service offerings, you will need to again address any information sharing preferences that you had previously established through this Website.

To opt-out from receiving any additional email communications regarding the Website, please send your request tosupport@discoveradvancemarket.com.

Co-Branded Disclosure and External Web Sites

Please note that Discover Advance Market contains links, co-branded links, and forms that direct to other web sites. Please be aware that we are not responsible for the privacy practices of these other web sites. In any case that you fill out an application that looks like it is located on www.discoveradvancemarket.com.com, it will not be collected by our web site, but by the affiliate or Loan Provider website. We encourage you to be aware while using our site, when you leave our site, and to read the terms and conditions and/or privacy statements of each and every site seeking your personal information.

Tracking Technologies

Technologies such as: cookies or similar technologies are used by Discover Advance Market and our partners, affiliates, or analytics or service providers. These technologies are used in analyzing trends, administering the site, tracking users movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

We use cookies for authentication and security purposes. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited.

As is true of most web sites, we gather certain information automatically and store it in log files. This information includes Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We may combine this automatically collected log information with other information we collect about you. We do this to ensure that the services we offer to you function properly and to ensure the best possible user experience.

Third Party Sites

Please be advised that in certain circumstances, we act as a limited agent for the actual third party lender or seller of the products and/or services available at or through the Website. In these circumstances: (a) you will be redirected to the applicable third party lender's or seller's website after you have completed the application page; (b) we will collect and send your personal information to the respective third party lender or seller in connection with completing your application or purchase from the third party lenders or seller, as applicable; and (c) your application or purchase will subject you to the third party lender's or seller's privacy policy, as applicable.

We do not endorse, nor are we responsible for the accuracy of the privacy policies and/or terms and conditions of each of the third party lenders or sellers that may advertise at the Website. The entities that advertise and/or place banner ads at the Website, including but not limited to these third party lenders and sellers, are independent third parties and are not affiliated with us.

Copyright Notice

All materials contained in this website are protected by federal copyright laws, and may not be reproduced, republished, distributed, displayed, or otherwise exploited in any manner without the express prior written permission of Discover Advance Market. We routinely check for copyright violations and content duplication. Federal legal action will be taken against anyone found using Discover Advance Market articles and/or content with the expressed written permissions and/or consent from our owner.

Contact Information

If you have questions or comments, email us at support@discoveradvancemarket.com, or mail us via postal mail at:

Discover Advance Market
Mailing Address:
100 Northcliff Dr. Suite 245
Gulf Breeze, FL 32561

Changes to Privacy Statement

We reserve the right, in our sole discretion, to change, modify, add and/or remove portions of this Privacy Statement at any time. Please check the Site periodically for any changes. Your continued use of the Site and/or acceptance of our e-mail communications following the posting of changes to this Privacy Statement will constitute your acceptance of any and all changes.

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our homepage prior to the change becoming effective.